Special Education Essay

To efficaciously speak about the consequence of ID’s in the schoolroom I thought who better to speak to than a instructor that has a schoolroom full of ID pupils. Ms. Tornetta Clark. she is an Intervention Specialist in a SED room for classs 1-4 depending upon age. We began our conversation with what lead her to go an Intervention Specialist? Ms. Clark stated that she had ever wanted to be a teacher even as a kid. so when she went to college she decided to go a instructor she started as an simple instructor and subsequently decided to acquire into particular instruction. As clip went on she learned that she enjoyed these kids even more than the others. it was more sweet. So now that we have broken the ice so to talk can you state me what some of the jobs associated with measuring the kids with ID may be? Tornetta asked me which group of kids would I wish to discourse. the culturally diverse. gender particular. the psychological these are all type of ID kids and different types of appraisals. so where would you like to get down? I thought that it would be best for her to state me about the most hard one and she choose culturally diverse pupils. Ms. Clark states that when covering with the minorities there are extra beds of complexness to see particularly if the kid is of another ethnicity than the individual that is making the appraisal. Ms. Clark besides states that she prefers to make the bulk of her appraisals on her ain merely because she has been making this for a long clip and that she has worked with several different ethnicities. Having worked with the different ethnicities I have the upper manus and a kid can experience when they are understood or when person is pacifying them. In my many old ages of learning I have besides realized that kids can experience when person truly understands them and attentions. In my schoolroom we start the forenoon off by stating good forenoon to everyone by name and so we each can remain one thing that happened last dark or over the weekend or merely something that they may desire to portion each kid gets two proceedingss and we have a timer to guarantee everyone acquire choice clip. This is besides something that works good on their societal accomplishments. Now every bit far as the appraisal on the psychological side most of these trial and appraisals are done in the clinic or with the healer. now there have been an juncture or two where I have sat in and I have even administered the appraisal. However the same jobs still exist these trial demand to be tailored to each kid and they are non they are standard which in my sentiment is pathetic each kid is different so each kid should be tested otherwise. Now I asked about gender specific proving but I have merely ran across that twice in my many old ages of instruction. nevertheless it does be and as pedagogues we need to be able to cover with it and go on to tech and keep our categories. There are or at least it used to be several instructors that were homophobic and thought that school is no topographic point for a child’s sexual penchant to come out or even to be discussed. Now in the schools we see it mundane boys keeping custodies with other male childs and misss making the same so therefore it has to be addressed. it can non be slid under the rug any longer. This is something that as pedagogues we besides need to be able to cover with particularly in our SED categories. these child need more unfastened treatments so that they do experience that they are being included. Our kids have a inclination to acquire picked on and so they end up feeling as if no 1 understands them and they begin to contemplate self-destruction. as pedagogues it is our occupation to make our best to discourage those types of feelings and to promote a kid to be true to who they think they are and to non judge others for being different. We attempted to acquire back to the interview with on last inquiry and that was. what are the features of the teacher’s pupils with ID that consequence in eligibility for particular instruction? Ms. Clark informed that the bulk of the pupils that go through some kind of proving do non acquire into a particular instruction plan. However there are grounds for that in some instances it is because the parents do non force and maintain up with the assignments every bit good as follow through with what they need to make every bit far as information that may be needed to acquire a kid into a plan and doctors’ assignments. the letter’s from the doctor’s. There are all kinds of grounds and so there are specific plans that some parents would wish to see their kid in. but there is a waiting list or there is another plan that is comparable but the parent is loath. Besides some parent’s may non desire their kid labeled as a particular instruction pupil so they are in denial. And last but non lest so there are the vicinity schools that are full and there are no exclusions to be made so that the kid can remain with their siblings. this besides goes into the transit kingdom of the jobs as good. some territories offer transit to kids but if there are siblings they can non have transit so parents do non desire their kids separated and that is undrstandbale in most instances. Clark tells me that she feels that if one kid attends the school in the particular instruction plan so the siblings should go to that school every bit good and they should have transit as good. This would likely maintain down some of the confusion on the coachs anyhow. particularly if there is an older sibling that can watch out for the younger 1s. This is how we were raised the oldest ever looked out for the younger 1s and made certain that everyone was home safe when ma and pa got in from work. I think that we need to acquire back to the slogan that it takes a small town to raise a kid and if we did so the school system and the communities would be a better topographic point. After speaking with Ms. Clark I thought about how I raised my kids and she was right when she said that it takes a small town to raise a kid. I was a individual parent for several old ages and I had six kids two were in the particular instruction plan at the vicinity school. I took them to school and my female parent picked them up from school. The neighbour watched them as they would come in the house and have snack a start their prep until I got place from work. I did the same for her on the weekends when she worked and she besides had a kid that was particular demands and we made it work if the school called and I was unable to travel she would travel and frailty versa. The point is that as parents and pedagogues we need to work together to allow our young person know that they are loved and that they are traveling to be taken attention of non merely in the schools but at place every bit good. Mentions Clark. Tornetta: Intervention Specialist. 2013 Personal conversation. June 20.

Power and Places Type

We are going to talk about power and places type: -> The power is necessarily an opposition between ruler and a ruled. There are many forms and places of power: Among the places of power, there are the White House, the Buckingham Palace, the Pentagon†¦ ? These places are powerful because they have political and military influence. Government is a governor who exercises his power through institutions such as the courts or prisons In this case, the governed are citizens who obey the laws of the government.But sometimes there is abuse of power,and we see resistances to power, as when there was apartheid in South Africa. Indeed, there was a racial discrimination between blacks and whites. The great figure of the resistance in South Africa was Nelson Mandela: he fought all his life against discrimination against black, he was imprisoned for several years. ==========================================================================Among the forms of power, there is, for example, the pow er of the media.Indeed, the media play a very important role within today's society. Media consists of books, television, movies, music, internet, radio, magazines, newspapers etc * Media have positive aspects: we can stay informed about political, social events very easily, you can have fun watching movies and listening to the music. (Through newspapers, TV, radio †¦) * But media have also bad/negative aspects. Indeed, today, it has become a great weapon to influence the opinions of individuals.For example, electronic media has the power to manipulate information, they can deny certain facts and expose another, they can broadcast in loop a topic to influence the vision of the mass of viewers (the presidential nominee can pay for more exposure on TV†¦) Media display the way of life for those who follows it. So media can influence the dressing manners of teenagers through theirs favorite film actors, etc. For example, children are specifically targeted in the advertisements . We teach them to eat Mc do’s burgers and drink coca cola. We can say that in this case, PEOPLE ARE BRAINWASHED BY MEDIA. In

Atoms for Peace

Atoms for Peace? The discovery of the nuclear energy in the twentieth century is one of the most ambiguous scientific achievements in the history of mankind. It is strongly associated both with some of the most horrific world tragedies and the most interesting technological ideas. So, what is more important when considering the issue of atomic energy, its benefits or its dangers? On the one hand, the advantages of using the nuclear technology are difficult to overestimate. A single nuclear power plant can produce as much energy as four fuel-burning ones. However, it does not pollute the air or depend on the oil deposits. Being the most destructive application of the atomic energy, nuclear weapons still perform a very special function of sustaining the world peace, as everybody understands the the use of them in case of World War III would totally destroy our planet. Nevertheless, I strongly disagree with the idea that these benefits overweigh the dangers. Together with successful peaceful applications of nuclear energy, the world experienced the two most appalling tragedies: Hiroshima bombing in 1945, which took 166 000 lives as a result of the explosion itself and far reaching effects, such as radiation sickness and cancer, and Chernobyl catastrophe of 1986, which resulted in the radioactive contamination of a huge territory and emergency evacuation of more than 200 000 people. These two examples are more than enough to realize what a destructive force the atomic technology could be. Even when being used for peaceful purposes, it requires strict safety rules, which are often violated. So, whatever the advantages of the technology are, its use is connected with too many dangers. And if the price of a single mistake is the total demolition of our wonderful green planet, is it really worth using?

Music in the Great Gatsby Film Remake - 605 Words

In the â€Å"Great Gatsby† movie soundtrack, Jay-Z, the soundtrack’s executive producer, compiled an excellent variety of modern day songs in this movie reflecting the 1920’s era. The songs chosen for this film would be most characterized as songs of love, romance, extravagance, grandeur, high society, mystery and many other qualities. These traits of song themes were chosen for this soundtrack as well as modern day songs twisted into a 1920’s melody. Jay-Z did an excellent job of doing so. Although all the songs were excellent and connected very well to the movie, there were two songs in the soundtrack that really caught my eye for various reasons. â€Å"Young and Beautiful† by Lana Del Rey, a modern day song, was best chosen for the love scenes and can be a song that tells about Daisy’s perspective. Another piece of music which was composed in the time period of when this story is told is â€Å"Rhapsody in Blue† by George Gershwin. I ts power, grandeur, as well as elements of surprise fit very well in several scenes in the movie. â€Å"Young and Beautiful† by Lana Del Rey, a modern day song, was best chosen for the love scenes and can be a song that tells about Daisy’s perspective. Every single line of this song can be interpreted in a way into the story. In the verses of the song, it’s talking about how Daisy would describe her experiences especially with Gatsby and how she’s full of riches. Daisy has â€Å"seen the world, done it all†¦ seen the world, lit it up as her stage now†, describing herShow MoreRelatedA Short Note On The Great Gatsby By F. Scott Fitzgerald1278 Words   |  6 Pagesintertextuality is used in Baz Lurhmann’s â€Å"The Great Gatsby†. â€Å"The Great Gatsby† movie is based on a well-known book by F. Scott Fitzgerald’s, a well-known author that wrote American fiction. Maurer wrote that F. Scott Fitzgerald was known for his imagistic and wonderful composition. He could analyze the inclination of his era during a politically complex time of American History (Maurer, 2016). There have been a number of reincarnations of â€Å"The Great Gatsby† in cinematography. Baz Lurhmann, a popularRead More Cinematic Appropriations of The Great Gatsby Essay2022 Words   |  9 PagesCinematic Appropriations of The Great Gatsby      Ã‚  Ã‚   Although Paramounts 1974 version of The Great Gatsby - the one with Robert Redford and Mia Farrow - is probably the most famous, there have actually been six attempts to flatten Fitzgeralds novel into two dimensions.   The first was a silent film released in 1926.   The second version, with Alan Ladd as Gatsby, appeared in 1949.   Two television adaptations followed, one with Robert Montgomery in 1955 and the other with Robert Ryan in 1958Read MoreA Brief Look at Pop Culture835 Words   |  3 Pages1970s, influenced parts of society like music, cinema, and education, in society today. While the era of disco was not a lengthy one, it managed to define an entire decade, creating an image that is ever-present in the mind of today’s youth when imagining the 1970s. Disco started as a small congregation of the minorities of society: African Americans, gays, psychedelics, and others in clubs in areas like New York City and Philadelphia. It was originally the music of counterculture, or an undercurrentRead MoreStudy Guide Literary Terms7657 Words   |  31 PagesNew Testament, John the Baptists head was presented to King Herod on a platter 5. ambiguity-A statement which can contain two or more meanings. For example, when the oracle at Delphi told Croesus that if he waged war on Cyrus he would destroy a great empire, Croesus thought the oracle meant his enemys empire. In fact, the empire Croesus destroyed by going to war was his own 6. analogy- A comparison of two different things that are alike in some way (see metaphor and simile). Analogy is

Short Article Reveals the Undeniable Facts About Discussion Essay Topics Examples and How It Can Affect You

Short Article Reveals the Undeniable Facts About Discussion Essay Topics Examples and How It Can Affect You Remember your final grade significantly is based on the topic. Another reason is to observe how well students argue on various views and demonstrate understanding of the studied subject. On our website, you're come across competent essay writers who will aid you with your assignments whatever they may be. The option of compare and contrast essay topics isn't a simple task because you have to demonstrate your analytical skills. Inside my experience, descriptive essays are only difficult in regards to deciding just what things to write about. Just adhere to the guidelines stated above, and you will be well on your way to writing a very good persuasive essay. At precisely the same time, detecting cause and effect relationships isn't that easy in regards to the selection of a great cause and effect essay topic. Special attention ought to be paid to the introduction of a strong argument. When you're picking your topic, bear in mind that it's much simpler to write about something which you currently have interest ineven in case you don't know a great deal about it. The issue is that everybody's interpretation of what makes a great society differs. New Questions About Discussion Essay Topics Examples The essay should provide a well-rounded comprehension of all issues before the author shows his personal conclusions and opinions. Really the writers see that the consequence of the discussion depends on the discussion essay topics that embrace enormous field for investigation, concerning several characteristics of the life. It's important to select debatable argumentative essay topics as you need opposing points you could counter to your own points. Taking into account that lots of persuasive essays concern controversial topics, before writing, you might want to sit down and think of what your opinion on the topic actually is. Additionally, you can capture reader attention with the assistance of funny essay topics. The author starts with a rather in depth story of an event or description of an individual or place. At any time you catch yourself feeling captivated by an individu essay or article, take a better look at it. A Rogerian essay differs a good deal from the other kinds of academic writing. Argumentative essay topics are so important since they are debatableand it's critical to at all times be critically considering the world around us. Sociology differs from the remaining social disciplines since it is related to statistical data to a considerable extent together with on interpretative assessment and written materials. ESL Essay is an essay that's written by means of a person whose mother tongue isn't English. Writing an intriguing essay about trendy topics is an opportunity to reveal your understanding of earth. Moral argumentative essay topics are a few of the simplest to get carried away with. Weave in your perspective to earn your essay unique. With essay outline, essays will stop writer to get off topic or jumping from 1 argument to a different argument that doesn't relate with what it is that you're discussing. Informative essays are somewhat more descriptive. Stephen's essay is rather effective. Young writers may try simple on-line citation generators which are ordinarily at no charge. Essay outlines shows you that even if you aren't an expert writer, it is still possible to make a great essay. Essay outline for college plays an important function. You ought to make sure you've picked an adequate topic so that you may submit a high-quality essay. Informative essay examples may be used for references. The objectives in the debut of the assignment are to have all issues regarding the topic introduced. Curriculum proposal topics is a means to try. In such a scenario, a student is needed to choose an ideal topic to write about. Therefore, a discussion essay should incorporate the thorough discussion of the various sides of a certain topic. The more an author is concerned about the subject, the more chances it must succeed. Simply take a peek at our list of flawless sociology essay topics and elect for the one that you locate the most exciting. You could possibly be given the topic straight away by your professor, or you might be free to select the topic yourself.

Strategic plan Canterbury Business Renovations Closing for Renovation

Question: Describe about the Canterbury Business Renovations for Closing for Renovations. Answer: Assessment 1 The activity of the Canterbury Renovations is to renovate kitchens, bathrooms as well as laundries. The company provides a full service, including designs for free along with various kinds of quotes. It supplies, installs the equipment and looks for the fittings. It also associates building services, maintenance of sold out items. They also provide with a seven years of guarantee and workmanship[1]. Canterbury Renovations has started up recently, as a result of which they has no existing clients, projects or history that will help them for their support. All the proprietors of this company are experienced enough in the industry thus they have a strong financial background that helps them to conduct their business in a successful manner. Strategic Plan Vision and Mission- The ideal client of Canterbury Renovations are those who has just bought new apartments, and aims for some innovative renovation before moving into the new apartment. Organizational Values- Materials, like, tiles, timber, paints and plastic are a part of their renovation services. The expertise ensures their customers that only high quality materials are being used. SWOT analysis of the company- The analysis of Canterbury Renovations depicts the basic SWOT analysis of this company. The SWOT analysis of the company truly depicts all the four components of SWOT analysis. S, Strength- The company owner supervises all the projects who has experienced in this field previously. W, Weakness- The owners must keep it in mind that Canterbury is a new company thus it does not have a bunch of clients. Nor they has any of their previous services through which they can show their new clients the kind of products they sell. O, Opportunity- The company has already made partnerships with various real estate agents. Thus, Canterbury is well exposed to a great number and varieties of clients. T, Threat- The existing competitors can be said as the threat. The constant increase of the cost of materials are said to be one that the company faces in a regular basis[2]. Internal and External environment which includes political, economic, social and technological developments globally- All of the above mentioned factors can be regarded as the cause of the development. Research and background for the inclusion of the strategic plan- According to the proprietors the best of the marketing strategy includes a network of contacts which is good in quality, development of the reputation they has. Strategic objectives and strategies for the future- Canterbury Renovation will soon create brand awareness program. The aim is to use the brand strategy as an effective marketing tools, like, introduction of business cards and uniforms for the staffs[3]. Details of each strategy with assigned priority, timeframe, responsible parties and measurable performance indicator- Provide for due diligence- Assessment 2 Explain And Discuss The Strategic Plan In Details Vision and Mission- An ideal client of Canterbury is the one who has bought a new house and is aiming in doing some innovative renovation in their home[4]. The company is well known for filling the gap in the process of marketing. The target customers are those who has bought a new home, and are planning to renovate it in their way. They had a team of builders who are well-experienced, had a very wide range of construction and already had quality home renovations[5]. Organizational Values- Canterbury Renovations is basically owned by the employees. They strive to respect the homes of their customers. They tend to leave the site in a clean manner as it was. Canterbury has the solution to all the problems related to any kind of renovation work in homes. The company provides works like, plumbing, roofing, electricity, repairs of all sorts. It also provides with some very common products which, are useful for any kind of home improvement programs. The professionals who are associated with this company provides with a solution that leaves the owners property looking very much beautiful than before[6]. SWOT Analysis of the company- The SWOT analysis basically highlights all the strengths and weaknesses in the business and it also helps to identify all the opportunities and treats in regard to the external environment in the business. This basically helps the proprietors to make use of their competitive advantages and also to take steps in order to overcome their basic short comings, and to exploit the opportunities in the market and also to minimize their external threats[7]. The following paragraph will describe the strengths, weaknesses, opportunities and threats in respect to this company: Strengths- The dedication of the staffs of this company The kind of financial resources they get The agreements given by the proprietors on their respective objectives A very good network of all the contacts for the requirement of the potential clients, as well as the suppliers and the tradespersons The basic ability to give response to the basic needs of the market Weaknesses- Lacking of the management skills The size of the premises There has been no track of records of the business Prominent plan has not been made for the succession of the management Equipments are not efficient enough[8] Opportunities- The rapid growing of the market because of the preference given by the owners of the homes to renovate rather than to the shift[9]. The reputation of many existing renovation business has been poor and also the build of the tradespersons. The availability of both the staffs and the tradespersons. The existing numbers of the old and valuable homes which are already in the target market area. The availability of the high disposable income in the target market[10]. Threats- The reputation of the industry has already been poor in respect to both quality and reliability The downturn of the economy. The availability of both the existing and future competitors in the industry itself. The increase in the cost of materials, the equipments and also the subcontract businessmen The difficulty in getting both good staffs and the reliable subcontractors. Assessment 3 The following half promptly discusses the implementation of the strategic plan that been developed in the previous Assessment 1. In order to determine the effectiveness of the strategy that has been already discussed above truly depicts that the information of the Canterbury Renovations has rightly taken the strategies in true sense. The financial outcome of all the strategies, in respect to the terms of viability, profitability and also productivity has come out to be in a very positive aspect[11]. Through the whole discussion, it has been proved that there are certain areas of underperformance of the company. In order to improve it, they must look at the quality of products that they are using[12]. Along with that they must try to increase their numbers of clients. Though it is a long process, but still the ideal implementation will only be possible through the increase of their popularity and productivity[13]. The changes can be implemented through their continuous deal with the clients. Just because it is a new company that has been set up in the cabinet making process[14]. Thus the company should try to implement all the process for a smooth running of the company. References 'Canterbury Dropping Name, Closing for Renovations',Indianapolis Business Journal,vol. 34/no. 31, (2013), pp. 6. SWEENEY, LOU. 'A Classic Canterbury Tale; RENOVATION: First Edition',The Age,2007.[15] Allon, Fiona., 'Renovation Nation : Our Obsession with Home', Anonymous Translator(, Sydney, New South, 2008). Kruse, Holly. 'Social Interaction, the Arrangement of Interior Space, and Racetrack Renovation',Journal of Sport Social Issues,vol. 27/no. 4, (2003), pp. 330-345. Di, H. J., and K. C. Cameron. 'Nitrate Leaching and Pasture Production from Different Nitrogen Sources on a Shallow Stoney Soil Under Flood-Irrigated Dairy Pasture',Australian Journal of Soil Research,vol. 40/no. 2, (2002), pp. 317-334. Speelman, Bill. 'making a Case for Renovation',Grounds Maintenance,vol. 37/no. 5, (2002), pp. G5. Speelman, Bill. 'making a Case for Renovation',Grounds Maintenance,vol. 37/no. 5, (2002), pp. G5. Bosselman, Fred P., Craig A. Peterson, and Claire McCarthy., 'Managing Tourism Growth: Issues and Applications', Anonymous Translator(, Washington, D.C, Island Press, 1999). 'Before After Real Renovation Real Inspiration',Real Living,(2010), . Hacket, Kathleen. 'Georgian Revival: A Historic Virginia House Gets a Sensitive, Supremely Elegant Renovation for a Thoroughly Modern Family',Veranda,vol. 29/no. 1, (2015), pp. 76. Markovits, Daniel., 'A Modern Legal Ethics : Adversary Advocacy in a Democratic Age', Anonymous Translator(, Princeton, Princeton University Press, 2010;2009;). Church, S. D. 'The Care of the Royal Tombs in English Cathedrals in the Nineteenth and Twentieth Centuries: The Case of the Effigy of King John at Worcester',The Antiquaries Journal,vol. 89/(2009), pp. 365-387. 'North Branch Construction',New Hampshire Business Review,vol. 37/no. 17, (2015), pp. 36. Gatley, Julia., 'Vertical Living : The Architectural Centre and the Remaking of Wellington', Anonymous Translator(, New York, Auckland University Press, 2014).

Unit Activity Essays (1035 words) - Mathematics, Formula

Unit Activity Unit: Single-Variable Expressions This activity will help you meet these educational goals: Mathematical Practices- You will make sense of problems and solve them, use mathematics to model real-world situations, and use appropriate tools strategically. Introduction Have you ever made a mistake when trying to solve a math problem? It can be pretty easy to do, and often will result in losing points on an exam. In the real world, such mistakes can have more serious effects: Miscalculating how much gas you have left in your car will leave you stranded. Miscalculating how much money you have left in your bank account might cost you an overdraft fee. Even more serious, miscalculations have resulted in serious accidents happening many times. Once, as a result of not using the correct units, a satellite sent to Mars burned up in the atmosphere, wasting over $300 million dollars. Fortunately, there are steps you can take to help avoid making errors along the way. One of these strategies is manipulating formulas so they are solving for the variable you want before you substitute values for the variables in the formula. This technique is especially useful when working with large, unwieldy numbers. __________________________________________________________________________ Directions and Analysis Task 1: A Journey to Earth Every moment of every day, light pours out from the Sun at the center of our solar system and travels to Earth. It does not arrive at Earth instantaneously though; it takes time to get here. Your task is to figure out how long it takes for light to travel from the Sun to Earth. a. The formula for the velocity of an object is [pic], where v is the velocity of the object, d is the distance traveled, and t is the time elapsed while that distance is traveled. If you had only this formula to work with, what should your first step be in determining how long it takes for light to reach Earth from the Sun? What additional information do you need to calculate this? Type your response here: b. Solve for the variable you are looking for. Show your work. Type your response here: c. Now search the Internet for the values of the variables you do not know. What are they? Type your response here: d. Using the formula you derived and the values you researched, calculate the time it takes for light to travel from the Sun to Earth. Type your response here: e. Felix Baumgartner is a daredevil famous for breaking the sound barrier during a freefall on October 14, 2012. Aided by a weather balloon, he climbed to a height of 128,100 feet. More than 24 miles in the air, he was so high up that he could see Earth's curvature. He then jumped out of the capsule that carried him. On the way down, he traveled at an average of 335.92 miles per hour, at one point even going as fast as 720 miles per hour, breaking the record for the highest skydive ever attempted and breaking the sound barrier in the process. Using the formula you derived in part b, how long did it take Baumgartner to reach the ground, in minutes? Be careful about unit conversions, and show your work. Type your response here: Task 2: Interest in Finance Interest is a concept familiar to most people: every credit card in existence has a term called annual percentage rate (APR), which is an interest rate. Suppose you charged $1,000 to a credit card that has a minimum payment each month equal to the interest owed. Can you figure out how much the interest rate is based on this amount? The formula for simple interest is [pic]where I is the amount you will pay in interest, r is the rate at which interest will accrue, P is the principal (amount borrowed), and m is the number of times the interest is applied. a. To solve for the interest rate of your credit card, you need to understand which variables in the above formula you have. If your minimum monthly payment is $22 on the $1,000 credit card bill, which variables do you know the values of? Type your response here: b. Manipulate the formula so it will calculate the interest rate you are paying instead of the amount of money you are paying. Type your response here: c. Now that you have a formula that will give you the interest rate, plug in the values for